Legal

Terms of Service

NoteThis is a working template, not legal advice. [PLACEHOLDER: review and finalize with legal counsel before publishing.]

Acceptance

By using ContentsIQ, you agree to these terms. If you use ContentsIQ for an organization, you agree on its behalf.

What ContentsIQ is

ContentsIQ is a software platform that helps identify, organize, document, and value personal property using AI. It produces replacement cost values and supporting documentation for contents claims.

What ContentsIQ is not

ContentsIQ is not a public adjuster, insurance carrier, or law firm, and does not provide legal, insurance, or claims advice. We do not represent you in a claim, negotiate with insurers, or guarantee any claim outcome or payout. Licensed professionals remain responsible for the claim.

AI outputs require review

ContentsIQ produces draft evaluations to assist your work. Outputs are not final or submission-ready until a qualified person reviews and approves them. You are responsible for reviewing outputs before use.

Acceptable use

  • Use ContentsIQ only for lawful purposes and with data you are authorized to use.
  • Do not misuse the service, attempt to disrupt it, or reverse engineer it.

Your content

You keep ownership of the content you upload. You grant us the rights needed to operate the service for you. See the Privacy Policy for how data is handled.

Disclaimers

The service is provided "as is." We do not warrant that outputs are error-free or complete. Market prices and availability change, and values are estimates that require professional review. [PLACEHOLDER: confirm warranty and disclaimer language.]

Limitation of liability

To the extent permitted by law, ContentsIQ and WhatsitAI are not liable for indirect or consequential damages arising from use of the service. [PLACEHOLDER: confirm liability terms.]

Changes

We may update these terms. Continued use after an update means you accept the revised terms.

Contact

Questions about these terms? Contact us. Primary contact: Don Milley, Philadelphia, PA.